5 GIC Insights for Your Investment Portfolio

Let’s face it: guaranteed investment certificates (GICs) have not been sexy over the last decade.

With interest rates below historical norms, FAANGs taking a huge bite out of the market, and crude oil skyrocketing from $30 to $75 in just a couple of years, why would you waste your time with GICs?

Well, not everyone is so concentrated on the business headlines, and many people lack the time and energy to peer through corporate quarterly earnings. This is why GICs are superb investment tools because you still have your money working for you as long as inflation remains in check, and you won’t need to be fixated on the Toronto Stock Exchange (TSE).

Since the Bank of Canada (BOC) is normalizing interest rates, you can get a better-than-normal return. It may not be as great as it was in the 1980s when GIC rates were in the double-digits, but it’s better than what you have been getting in recent years.

Here are five reasons to pick GICs as your investment in today’s market environment:

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5 Guidelines Working With Professional Landscapers

If you’re not really an outdoor person, it can be difficult to see the value of landscaping. However, there’s more to landscaping than just adding trees and plants to your yard. Landscaping has many positive environmental, aesthetic and even financial benefits. In this post, we’ll look at five different reasons why you should work with a professional landscaping company!Continue reading


7 Covert Signs to Identify Workplace Discrimination

Discrimination can be based on a person’s race, ethnicity, sex, age, disability, religion, marital status or political views. Yet many workers are unaware of how to identify discrimination despite how vital it can be.

If you, or an employee have suffered due to discrimination it could result in lost wages, a hindered career and added stress. Knowing when your employer has acted unlawfully can help to protect you in a court of law.

Rather than suffer the consequences of workplace discrimination, we’ve listed some of the most common cases in the workplace’s That way, you know how to identify it and when you should contact a lawyer.

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5 Recommendations to Improve Your Business

Running a business is tough work. In today’s competitive environment, it’s essential always to find ways to improve your company. Your ability to work efficiently and bring value to your customer’s directly impacts how people perceive your company. Creating a sustainable business requires you to adopt some of the habits form the top companies in the world. This post looks at five different suggestions that will help improve how you do business.

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