5 Factors That Can Harm Your Credit Rating
We all know that maintaining a decent credit score involves paying your credit card bills on time, but there are many other factors that could contribute to a poor credit rating. The score ranges from 300 to 850. To achieve a solid rating, you will need to score a number higher than 650. A poor credit rating will typically fall below 620. To keep your credit rating at a good level, look out for the following factors that could potentially harm your rating: