Category: Finance

Cash flow and business expansion are key to the success of your business. However, it is becoming increasingly harder to secure business financing as banks cut back on start-up loans, which are among the riskiest a bank can take on. A lender just wants to know three things: the amount […]

A payday loan is defined as “a small-dollar loan (usually about $100-$1,500) with a two-week term that is due in a single lump payment on your next payday”. These types of loans are used to get cash quickly, when you need it, especially if you’re in a tight spot and […]

Now that the summer is here, it is also a time to think about ways of saving energy. Even though summer can be an unbearable time in terms of comfort, there are things we can do to take care of ourselves and be comfortable, like turning on the air conditioner. […]

The appraisal of a property is one of the most pivotal components when it comes to commercial real estate. All parties involved in the overall transaction will come together to figure out what this estimation may be. How, therefore, can this be done accurately? Several techniques to determine a property […]

Business loans can be very useful in a venture, especially in the absence of funds for growth and development. A business loan can be used by small businesses to unlock growth that couldn’t otherwise have occurred without the capital input. Below are 10 ways in which a business loan can […]

If you are a homeowner, you likely know that getting to this stage in your life was not easy. The fact that you are in possession of property is a huge feat, and is something that isn’t easy to do. Overtime, after taking a look at your financial circumstances, you […]

You might have heard advertisements on the radio or television about second mortgages. These are exactly what they are called: You have another mortgage on your home. It is usually a borrowing apparatus that comes with a lower rate of interest and is used for a short period. Although the […]

When it comes to auto insurance, there is no option to avoid the necessary expenses. Auto insurance is a mandatory cost of owning a car or truck. As a vehicle owner, you most likely have two key considerations: getting the right insurance coverage and finding the best possible insurance rates. […]

Let’s face it: guaranteed investment certificates (GICs) have not been sexy over the last decade. With interest rates below historical norms, FAANGs taking a huge bite out of the market, and crude oil skyrocketing from $30 to $75 in just a couple of years, why would you waste your time […]

Starting a business with no money can be a daunting task. Many great business ideas remain unacted upon due to lack of money. For most people who wish to start a home business with no money, accessing capital is the greatest challenge. Yet, money must not be a caveat to […]

Buying a home in this business environment can be a tough thing to do. Besides having to worry about market conditions, there are some questions you need to ask of yourself. Where should I buy a home, are homes for sale where I would like to live? How much home […]

In real estate, a backup offer is often made on homes already under negotiation. One can make a backup offer in case someone else beats them to the home they’ve been eyeing. Once the real estate backup offers are received, the seller picks the one that’s best. However, since offers […]

In general, the ranking of how rich a country is typically based on the per capita gross domestic product. Indeed, the higher the GDP, the wealthier the country. In most cases, small countries with a high GDP rank at the top of the list. Each year the International Monetary Fund, […]

Yes, we all are aware the old adage: a home is the biggest purchasing decision you will ever make. It is true, though, especially considering how the average home in Canada’s biggest cities are nearing $1 million. Interested in buying property? Well, you will need to qualify first for a […]

When it comes to finding the best mortgage rate, many are left confused. This is especially true with first-time buyers who may not know how to go about qualifying for a mortgage. That’s why, we’ve outlined the steps you should take below to find the best mortgage rates. That way, […]

We all know that maintaining a decent credit score involves paying your credit card bills on time, but there are many other factors that could contribute to a poor credit rating. The score ranges from 300 to 850. To achieve a solid rating, you will need to score a number […]

An insurance broker goes by many names, including insurance representative and field agent. The insurance broker roles and responsibilities rely on a skill set that prioritizes efficiency, drive, determination, ethical behaviour, and more. An insurance broker specializes in many skills and performs different types of tasks. Here is a list […]

Credit scores exist to make decisions easier for lenders such as banks and credit unions by helping them establish a borrower’s creditworthiness. A credit score can be defined as a numerical expression generated from information from a person’s credit files (credit report), sourced from credit bureaus. The lenders use the […]